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Tred is the UK’s first green debit card that lets you track, reduce and offset your carbon footprint as you spend, and plants trees with profits. Backed by Nutmeg’s Co-Founder, and with waiting list growth of 122% in 2021, they’re crowdfunding to launch their green debit card to the public.

  • Waiting list growth of 122% to 2,200 in 2021, half coming from referrals
  • Featured in the Evening Standard, won EPA Fintech Pitch live award
  • Industry figures investing in this round, including Nutmeg Co-Founder
  • Targeting the 1 in 2 UK people who want to spend more responsibly

Idea

Everything we buy has an environmental cost, from a daily coffee to the weekly food shop.

But of the 97 million debit cards in the UK, we believe not one of them helps people spend more sustainably. Despite the fact that 1 in 2 want to make more socially responsible decisions with their money.

That’s why we’re launching Tred, the only UK green debit card that helps you spend more sustainably.

Tred tracks your carbon footprint, helps you reduce your impact, and gives you a simple way to offset the rest. And every time you spend, you will help us plant trees: our profits fund reforestation projects, not fossil fuels.

We’re aiming to capture a growing market. The challenger FinTech market (projected £365bn size by 2027) is lacking sustainable options: as many people are searching ‘green bank’ in the UK as are searching ‘mobile bank’.

We launched our alpha app in late 2020 with strong results:

-Received coverage in the Evening Standard

-Won Pay360 2021 Fintech Pitch Live

-Expert industry investors investing in this round including Nutmeg’s Co-Founder

-Drove 122% waiting list growth in 2021

Now we’re ready to take the next step.

Your investment will help us launch the Tred card to the public, then roll out more features, like a personalised carbon coach and green investing.

We hope you’ll join us in building a more climate-positive future.

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Risk warning

Investments of this nature carry risks to your capital, including illiquidity, lack of dividends and dilution. Balance risk with a diversified portfolio. Read more. Approved as a financial promotion by Crowdcube Capital Limited, which is authorised and regulated by the Financial Conduct Authority.

Investment opportunities are not offers to the public and investors must be eligible Crowdcube members. Further restrictions and Crowdcube's limitation of liability are set out in the Investor Terms and Conditions. Please seek independent advice as required as Crowdcube does not give investment or tax advice.

Tred has been given advance assurance by HMRC that the proposed share issue is likely to qualify for Enterprise Investment Scheme (EIS) tax relief.

Tax relief is available to individuals only, with income tax relief currently set at 30 per cent of the cost of the shares for the tax year in which the investment was made. The tax reliefs can also reduce your Capital Gains Tax bill. Read More.

Availability of tax relief depends on your individual and the company’s ongoing circumstances and applicable law.