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Successfully funded
  • Equity
Pre-money valuation

Monzo are building a bank as smart as your phone. A year after raising £1m in the fastest equity crowdfunding round in history, Monzo are launching their 2nd funding round. Monzo's ballot will randomly select the lucky winners, who will then be invited to invest. See for terms.

  • Monzo want to provide a financial control centre to 1 billion people
  • More than 120,000 people have a funded Monzo account
  • Backed by Passion Capital, Thrive Capital & Orange Digital Ventures
  • Raised £1m from 1800+ investors in 2016 in just 96 seconds


Imagine opening a full bank account in 30 seconds from your phone. Or sending money to friends and splitting bills with a single swipe. Imagine travelling abroad and being welcomed by your bank on arrival, with zero foreign exchange fees. It’s banking that feels like magic.

Monzo is this bank, complete with a UK banking licence, all core technology built in-house and a delightful UX.

Last year we raised £1 million in just 96 seconds here on Crowdcube in the fastest equity crowdfunding raise in the world, ever. Since then, growth has been fantastic, and we now have more than 100,000 people using the Monzo app.

In 2017, we plan to launch the Monzo current account and reach hundreds of thousands more customers. In the short-term, Monzo plan to make money by lending out deposits, without hidden fees or charges, while long-term, profit sharing and affiliate fees on third-party products plan to be the main source of revenue as part of our marketplace model.

We’ve reserved £2.5 million for you, our community, to invest as part of a £22 million total raise so that you can own part of the bank.

To see the rest of the Monzo pitch, join now.
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To see the rest of the Monzo pitch, join now.
It’s free, quick and easy.


Join to read more information about the Monzo team, documents, and what other investors are saying about the pitch.

If you choose to invest we won’t take your money until the pitch closes and you can cancel your investment at any time.

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