191%
Raised
£479,440
Investors
760
Target
£250,000
Equity
17.58%
Pre-money valuation
£2,247,112

monva plans to be an intelligent comparison platform for financial products and services. Approved by the FCA with over 15k people using their testing sites, monva is now ready to launch. Founding team are formerly of MoneySuperMarket.com and MBNA and are aiming to provide access to smart comparison services.

  • Backed by Development Bank of Wales
  • 15k users & 25+ product providers paying commission across testing sites 
  • Initially targeting the Money, Energy, and Communications marketplaces
  • Marketplaces represent a potential £3billion opportunity

Idea

We think the end is nigh for ‘dumb’ comparison sites that make the customer do the hard work. These sites are often focused on getting the user to complete a transaction, without thinking about the next time they use the site. We believe consumers deserve better than meerkats, action man & opera singers when making a financial decision - so we built monva with Mo, your money virtual assistant!

monva is designed around the customer. By using Mo you’ll receive personalised offers based on your needs, helping to find you the right deal, every time.

monva plans to combine Ai, machine learning and smart technology, with the aim of enabling Mo to use your data to help:

·Personalise ongoing offers through your account dashboard and mobile app

·Intelligently update your financial offers, helping you to be proactive by enabling faster switching using the data you have already provided

·Automatically complete credit card searches in just 10 seconds

We’re initially targeting the Credit Card market, followed by Loans, Energy, and Communications, which already represent a potential £3billion opportunity. monva wants to reimagine financial comparison for regular users of these services and the 80% of UK Adults that have either never switched a product or switched only once.

We’re raising funds to build out our platform, develop strategic partnerships and make key hires in tech and marketing.

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monva has been given advance assurance by HMRC that the proposed share issue is likely to qualify for Enterprise Investment Scheme (EIS) tax relief.

Tax relief is available to individuals only, with income tax relief currently set at 30 per cent of the cost of the shares for the tax year in which the investment was made. The tax reliefs can also reduce your Capital Gains Tax bill. Read More.

Availability of tax relief depends on your individual and the company’s ongoing circumstances and applicable law.