This site uses cookies. By using this site you agree to receiving cookies. View Policy.

121%

Employees struggle to see the value of their pension, and with 10m new savers auto-enrolled, the UK's workplace pension market is ready for disruption. Husky is working to unlock effective, responsible pension saving for all, with 1000+ firms onboarded, a 92% renewal rate & average annual fee of £438.

  • 3-year SaaS subscription model with a 92% renewal rate
  • Strong delivery relationships with 8 "household name" providers
  • Partnerships with 100+ industry channel partners
  • £5m raised from angel investors since 2012
Information Financial Satnav (trading name: Husky) has raised £150,000 prior to launching their campaign on Crowdcube, which is represented on the progress bar for clarity. This investment is on the same terms as offered to Crowdcube investors, and may be spent during the course of the campaign.

Idea

People are demanding more control of their finances, looking to make their money work harder. And although pension savings are highly tax-efficient, employees don’t have visibility on how their workplace pension works for them. This is where Husky come in. Our free to use mobile app, H4E, aims to be the gateway to scheme choice & responsible investments - so employees can take control.

Furthermore, in 2018 employers were fined £68m by The Pensions Regulator. Being an independent, open SaaS platform, Husky supports employees whilst prioritising employer legal & compliance burdens within the platform, saving firms & their staff up to an estimated 88% of fees.

1.4m employers & 22.6m workers are affected by the UK’s automatic enrolment (AE) legislation. Within this market, a conservative estimate of fees charged on employees by pension providers is £2bn a year; Husky operates as part of this huge market & is ready to scale.

Our business model is proven; we've onboarded 1000+ firms (including Crowdcube!) with monthly recurring fees to employers in a 3yr subscription model, boasting renewal rates of 92%. Until now, our sales model has been through partnerships with no direct marketing.

Revenue of £274k and -£975k EBITDA in FY 2019

By investing you'll be helping to disrupt the stagnant workplace pensions industry & empower all individuals on one of the biggest investments of their lives.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

To see the rest of the Husky pitch, join now. It's free, quick and easy.

Due to financial regulations, you need to join our community to view the full investment opportunity.

Join

Already registered? Log in

This pitch is approved by Crowdcube

This pitch is approved as a financial promotion by Crowdcube Capital Limited. Every pitch on Crowdcube is reviewed to ensure it is fair, clear and not misleading.

As part of our commitment to investor transparency, Crowdcube’s Due Diligence Charter outlines the analysis and verification that is conducted on equity fundraises on Crowdcube by our legal and compliance professionals.

Read more

Risk warning

Investments of this nature carry risks to your capital, including illiquidity, lack of dividends and dilution. Balance risk with a diversified portfolio. Read more. Approved as a financial promotion by Crowdcube Capital Limited, which is authorised and regulated by the Financial Conduct Authority.

Investment opportunities are not offers to the public and investors must be eligible Crowdcube members. Further restrictions and Crowdcube's limitation of liability are set out in the Investor Terms and Conditions. Please seek independent advice as required as Crowdcube does not give investment or tax advice.

Husky has been given advance assurance by HMRC that the proposed share issue is likely to qualify for Enterprise Investment Scheme (EIS) tax relief.

Tax relief is available to individuals only, with income tax relief currently set at 30 per cent of the cost of the shares for the tax year in which the investment was made. The tax reliefs can also reduce your Capital Gains Tax bill. Read More.

Availability of tax relief depends on your individual and the company’s ongoing circumstances and applicable law.