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Chip's mission is to build the super app for saving & investing. They're growing fast; 106% since the end of 2020 & onboarding 1-2k customers a day, while building new products that will revolutionise savings and democratise investing. Join them on their journey to become the UK's next fintech unicorn.

  • 515k savers across the UK (106% increase since Sept 2020), deposits passing £900m
  • Working with BlackRock and banks to make saving & investing easy
  • Europe’s largest crowdfunding campaign in 2020 & 2021 (£11m)
  • Alternative Asset investing & crypto products planned for 2022

Idea

Join the one of biggest fintech shareholder communities in the world. Invest today.
Chip connects market leading savings accounts straight into the app.
Chip connects market leading savings accounts straight into the app.
As seen on TV! You may have seen our latest TV campaign?
As seen on TV! You may have seen our latest TV campaign?
Chip has helped saved for everything from weddings, first homes and much much more.
Chip has helped saved for everything from weddings, first homes and much much more.
Up next we’re introducing Alternative Assets, Offering investment opportunities previously only accessible to the super wealthy. Think Classic Cars, Art, Wine and Private Equity funds.
Up next we’re introducing Alternative Assets, Offering investment opportunities previously only accessible to the super wealthy. Think Classic Cars, Art, Wine and Private Equity funds.
Last year Chip successfully launched ChipX, enabling our users to put their savings to work with the world’s largest asset manager, Blackrock.
Last year Chip successfully launched ChipX, enabling our users to put their savings to work with the world’s largest asset manager, Blackrock.

The savings account is the most popular financial product in the world. They are used by 69% of the world's adults with £trillions sitting inside them. But many people make little or no return on their savings; the UK average savings rate is just 0.1%.

Chip wants to change that with an iOS and Android app that aims to be the one-stop shop for all things savings. We negotiate with banks to bring our customers savings accounts with amazing rates, and they can also seek higher returns through investment funds powered by BlackRock. This is on top of our award-winning automatic saving tools.

But this is only the start. We raised our last round to drive user growth. We’ve more than delivered on that. Our recent growth has been the biggest in our history; we are now onboarding 1-2k customers a day, sitting on best-buy savings tables and working closely with BlackRock to deliver an amazing investing experience.

The next step for Chip is to democratise the world’s financial assets and prepare for European expansion. We plan on launching crypto before the end of the year (FCA application is pending) and our first Alternative Asset within months.

So, at this exciting stage in our journey, Chip is allowing new investors to join our journey. Chip has 22k+ investors and the last crowdfund was the biggest ever on the Crowdcube platform… we can’t wait for more investors to join our journey.

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Risk warning

Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Crowdcube is targeted exclusively at investors who are sufficiently sophisticated to understand these risks and make their own investment decisions. You will only be able to invest via Crowdcube once you are registered as sufficiently sophisticated. Please click here to read the full Risk Warning.

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Investment opportunities are not offers to the public and investors must be eligible Crowdcube members. Further restrictions and Crowdcube's limitation of liability are set out in the Investor Terms and Conditions. Please seek independent advice as required as Crowdcube does not give investment or tax advice.