Crowdcube is the world’s leading investment crowdfunding platform. We enable anyone to invest alongside professional investors in start-up, early stage and growth businesses through equity, debt and investment fund options. Join the 90,000-strong crowd looking for more interesting investments - it’s free, quick and has no obligations.
The University of Central Lancashire (UCLan) in Preston was founded in 1828 as the Institution for the Diffusion of Knowledge. ‘Ex solo ad solem’, or in translation, ‘From the Earth to the Sun’, has been its motto ever since – helping people from all walks of life to make the most of their potential is what UCLan’s all about. From state-of-the-art facilities and world class teaching and support to help undergraduate students succeed, to providing world-leading Astrophysics researchers with the opportunity to work with NASA and photograph the Sun, UCLan has it all.
FloodKit is an emergency flood protection system for homeowners to prevent flood water ingress through doors, airbricks, downstairs toilets and showers. The FloodKit products (which have ten patent applications) have been successfully tested at the Engineering Innovations Department at UCLan. An Environment Agency report puts the cost of protecting a house at between £3000 and £8000. A standard Floodkit costs £300-400. Read full pitch
Samba Swirl is the UK's first self serve Frozen Yogurt chain, selling Fresh Juices, gluten-free Crepes, Acai bowls, Smoothies and Shakes. Samba Swirl have diversified revenue based across four sites and are looking to open an additional 3 mall sites ahead of a later round of Private Equity investment. Read full pitch
Collective is a pioneering project putting Camden Town at the heart of the UK’s creative community.
They support creative people into employment and in setting up their own businesses.
Grub Club is on a mission to revolutionise the way we dine out. Think airbnb meets Top Table. Discover innovative menus directly from top chefs in cool spaces. Diners love us as they can eat amazing food for less, Chefs love us as they can build a profile and earn additional income while venues love us they can make money from their spare capacity. They have been featured in Timeout, Independent, Stylist, Daily Telegraph and many more places. Read full pitch
Part of Telefónica Open Future, an open innovation platform that integrates all Telefónica Group’s investment vehicles and initiatives to foster entrepreneurship and innovation globally.
The DoNation helps businesses save money by reducing their energy use. Our award winning technology platform provides a simple, effective and motivating way for employees to reduce their environmental footprint and increase their wellbeing through simple actions. UK businesses spend over £5.6bn on sustainability each year and demand for sustainable business is growing. Our clients include Anglian Water, British Gas and the Scottish Government. Read full pitch
EarlyBird is the next name in subscription snacking. Working in partnership with Saffron Brand Consultants, a world leader in brand and vision, they have developed a brand experience that seeks to shake up the subscription snacking industry. This is a growing market dominated by one player with a turnover of £40m in 2013 and Earlybird are determined to take 25% of this market over the next 3 years. Read full pitch
THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE BY THE COMPANY RAISING FINANCE AS IDENTIFIED ABOVE (THE "COMPANY") IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY AND SUBJECT TO THESE TERMS AND CONDITIONS.
This investment opportunity is not an offer to the public and is only available to registered members of Crowdcube.com who have qualified and categorised themselves as able to invest. The investment opportunity is not directed at persons located in the United States, Canada or Japan. Any person resident outside the United Kingdom who wishes to view these materials must first satisfy themselves that they are not subject to any local requirements that prohibit or restrict access.
In particular, unless otherwise determined by the Company and permitted by applicable law and regulation, it is not intended, subject to certain exceptions, that any offering of the securities mentioned in such materials (the "Securities") by the Company would be made, or any documentation be sent in or into, the United States, Canada or Japan. There will be no public offering of the Securities in the United States.
In order to access the pitch you must first become a qualifying member of Crowdcube on the basis of your status as either (i) self-certified ‘high net worth investor’, (ii) certified ‘sophisticated investor’, (iii) self-certified as a ‘sophisticated investor’ or (iv) certified as a ‘restricted investor’, in each case in accordance with the FCA’s Conduct of Business Sourcebook Chapter 4.7. Potential investors are encouraged to "cross examine" the Company by interactive due diligence and use of the available online forums to bring the "wisdom of the crowd" to bear. Access the pitch also means you agree to Crowdcube’s most recent website terms and conditions available below and investor terms and conditions, available here
If you are not permitted to view materials on this webpage or are in any doubt as to whether you are permitted to view these materials, please exit this webpage. Crowdcube’s or the Issuer’s press announcements and this information page do not constitute an offer to sell securities of the Company. Further, it does not constitute a recommendation by the Company, Crowdcube or any other party to sell or buy securities in the Company.
By registering or logging into Crowdcube.com to view the investment opportunity, you certify that you are legally entitled to view the investment opportunities, are an authorised investor and you agree to all applicable terms and conditions on this website, including this disclaimer.
Investing in start-ups and early stage businesses involves risks, including
lack of dividends,
loss of investment
and it should be done only as part of a
Crowdcube is targeted exclusively at investors who are sufficiently sophisticated to understand these risks and make their own investment decisions. You will only be able to invest via Crowdcube once you are registered as sufficiently sophisticated.
This page is communicated by Crowdcube Capital Limited and has been approved as a financial promotion by Crowdcube Ventures Limited, which is authorised and regulated by the Financial Conduct Authority. Pitches for investment are not offers to the public and investments can only be made by members of crowdcube.com on the basis of information provided in the pitches by the companies concerned. Crowdcube takes no responsibility for this information or for any recommendations or opinions made by the companies.
To help you understand the risks involved when investing in shares and mini-bonds on Crowdcube, please read the following risk summary. Please #investaware and diversify your investments.
The need for diversification when you invest
Diversification involves spreading your money across multiple investments to reduce risk. However, it will not lessen all types of risk. Diversification is an essential part of investing. Investors should only invest a proportion of their available investment funds via Crowdcube and should balance this with safer, more liquid investments.
Risks when investing in equity
Investing in shares (also known as equity) on Crowdcube does not involve a regular return on your investment unlike mini-bonds which offer interest paid regularly. Please bear in mind the following particular risks for equity investments:
Loss of investment
The majority of start-up businesses fail or do not scale as planned and therefore investing in these businesses may involve significant risk. It is likely that you may lose all, or part, of your investment. You should only invest an amount that you are willing to lose and should build a diversified portfolio to spread risk and increase the chance of an overall return on your investment capital. If a business you invest in fails, neither the company – nor Crowdcube – will pay you back your investment.
Lack of liquidity
Liquidity is the ease with which you can sell your shares after you have purchased them. Buying shares in businesses pitching through Crowdcube cannot be sold easily and they are unlikely to be listed on a secondary trading market, such as AIM, Plus or the London Stock Exchange. Even successful companies rarely list shares on such an exchange. In addition, if you purchase B Investment Shares, these are non-voting shares and may not be attractive to potential buyers.
Rarity of dividends
Dividends are payments made by a business to its shareholders from the company’s profits. Most of the companies pitching for equity on the Crowdcube website are start-ups or early stage companies, and these companies will rarely pay dividends to their investors. This means that you are unlikely to see a return on your investment until you are able to sell your shares. Profits are typically re-invested into the business to fuel growth and build shareholder value. Businesses have no obligation to pay shareholder dividends.
Any investment in shares made through Crowdcube may be subject to dilution in the future. Dilution occurs when a company issues more shares. Dilution affects every existing shareholder who does not buy any of the new shares being issued. As a result an existing shareholder's proportionate shareholding of the company is reduced, or ‘diluted’-this has an effect on a number of things, including voting, dividends and value.
Some businesses who pitch for equity investment through Crowdcube offer A-Ordinary Shares, which may include pre-emption rights that protect an investor from dilution. In this situation the business must give shareholders with A-Ordinary Shares the opportunity to buy additional shares during a subsequent fundraising round so that they can maintain or preserve their shareholding. Please check a pitch, and the Articles of the company to see if the shares you are buying will have these pre-emption rights. Most companies do not offer pre-emption rights for B Investment Shares.
Risks when investing in Mini-bonds
Mini-bonds are a very different kind of investment to equity and you do not own a stake in the business issuing the mini-bond. Instead you receive regular interest payments from the company and then your initial investment back at the end of the mini-bonds term. Before investing, you must read and agree to the Invitation Document for each mini-bond as these contain the exact terms and conditions, including the interest payments and final repayment time. It is important to understand that companies issuing mini-bonds (‘the Issuers’) are solely responsible for their financial status and consequently their ability to pay interest and return investors’ capital when the mini-bonds mature. Crowdcube does not issue the mini-bonds listed on the Crowdcube platform and is not responsible for their performance.
Loss of investment and interest payments
Companies issuing mini-bonds, like all businesses, are vulnerable to financial difficultly and investing in mini-bonds may involve significant risk. In the event of an Issuer failing it is likely that you may lose all, or part, of your initial investment and receive no outstanding or future interest payments.
If a business you invest in fails, neither the company you invest in – nor Crowdcube – will pay you back you investment. You should only invest an amount that you are willing to lose and should build a diversified portfolio to spread risk.
Lack of liquidity
Liquidity is the ease with which you can sell your investments after you have purchased them. Mini-bonds purchased from businesses pitching through Crowdcube cannot be sold as they are generally non-transferrable and will not be listed on a secondary trading market such as the LSE ORB. Please refer to the individual mini-bond documentation for full details of transferability. Investments in mini-bonds through Crowdcube should be viewed as a long term and illiquid investment.
Restricted redemption rights
Companies issuing mini-bonds through Crowdcube set the terms for redeeming their investor’s capital. Investors should be aware that they will not be able to redeem their initial investment under any circumstances other than those set out in the terms and conditions of the documentation of an individual mini-bond, meaning their capital will typically be locked up for 3-5 years and should therefore be viewed as a long term and illiquid investment.
Mini-bonds are typically an unsecured investment, meaning there is no security over property or assets supporting the purchase of bonds. For example, when a bank lends you money to buy a house its security on the property is a mortgage, entitling the bank to repossess your house if you don’t make the required payments.
Investors in unsecured mini-bonds have no such mortgage or security over the assets of companies they lend to. This means that if an Issuer fails, it is unlikely that an investor will have their initial investment or outstanding interest payments returned to them because there is no security over any remaining assets.
Lower in the pecking order on winding up
If an Issuer falls into financial difficulty and goes out of business, other creditors and debt holders with seniority – including fixed charge holders, administrators, employees who are owed wages, banks, and secured debtors - will be compensated first. This means it is unlikely mini-bond investors, who sit below all of the previously mentioned in the pecking order, will have their initial investment or outstanding interest payments returned to them after higher ranked creditors are compensated.
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